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Ppi Reclaim
Banks had it their own way for quite some time. Fat cats were getting their cream and their poor customers were being fleeced in the process. They`d go cap in hand to the banks for a loan and were offered payment protection insurance (PPI) at the same time. In many cases the rate for the loan would be lower if PPI was taken out at the same time making it seem more attractive. However, the cost of PPIs could vary from 13% right up to 56% of the loan amount. Moreover, clauses were often put into the policies that meant they wouldn`t pay out anyway in times of sickness or redundancy. People have wised-up in recent times and those who think they might have been pressured into paying for, or misled about a policy, can speak to claims management teams about a possible Ppi Reclaim. They could be entitled to thousands of pounds if the Ppi Reclaimis successful. If you weren`t given all of the facts about your PPI in the past then you have a strong case for the Ppi Reclaim. Why should the banks get away with fleecing their customers over a number of years, especially with regards to payment protection insurance? Customers who think that they might have been treated unfairly have a strong right of appeal.

For thousands of years men have sailed the seas. From the earliest trips by the discoverers and settlers of the Americas, Australia and the Pacific Islands, through Odysseus` voyage to Troy and beyond to the time of Swashbucklers in the Caribbean mankind has made exciting voyages to the far corners of the world.

In those early days hard cold steel and brass protected the men and their ships. Today we have boat insurance, GPS systems, sonar and underwater charts.

While boat insurance is not as glamorous as a fancy cutlass nor as exciting as a cannon it does offer the boat owner something that all the cutlasses and cannons cannot. It can replace your ship if you lose it. In the wild and wooly days of wooden ships and iron men you usually needed one ship to steal another.

Why not just sail away or blast somebody to flinders if they are trying to steal your boat?

I must make a confession; I make a terrible sailor. I am one of those people that Dramamine was invented for. I get seasick watching a pirate movie or riding a Washington State Ferry, that is hardly a rough ride at sea.

It is usually as steady as a stroll in the park. When my family goes for a good time on the water I am waving merrily from the shore. Why an I happy? I know that my family will be safe; they use life vests, weather radio and GPS and have boat insurance.

I on the other hand will not be `feeding the fishes` and watching the roll of the horizon waiting for the next `heave ho`.

As a young man I was fascinated by everything related to the sea. Vikings and their ocean riding serpents, pirates and their magnificent galleons, the US Navy and their valiant ships of steel were all fodder for my young imagination.

I loved to dream about the time of cannons and cold steel when men were men and lived by the code of the sea. Now we have the GPS, sonar and boat insurance. Still I make a lousy sailor.

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